Insolvency & Bankruptcy Code, 2016

CIRP | Liquidation | CoC | NCLT | IBBI | IBC Amendment Act 2026

A to Z in Banking | Bhushan Bhatia

100 MCQs | Updated May 2026
🔴 IBC Amendment Act, 2026 — Key Updates (Passed Lok Sabha March 30 & Rajya Sabha April 1, 2026):
14-Day Admission Timeline: NCLT must admit/reject Section 7/9/10 applications within 14 days — must record reasons for delay.
New CIIRP Track: Creditor-Initiated Insolvency Resolution Process — debtor's management stays in control (DIP model) — 150 days (extendable 45 days).
Section 28A: Transfer of guarantor assets permitted as part of CIRP of principal debtor — with CoC approval.
CoC Supervisory Role in Liquidation: Committee of Creditors now supervises the liquidator during liquidation proceedings.
Section 30 Amendment: Dissenting financial creditor must receive not less than the LOWER of liquidation value or entitlement under resolution plan.
Section 10 Amendment: Corporate debtor CANNOT nominate the IRP — reduces risk of bias.
Cross-Border Insolvency Framework: Groundwork laid for India's first comprehensive cross-border insolvency norms.
Group Insolvency: Framework introduced for coordinated resolution of group companies.
Section 64A: Penalty for frivolous proceedings before Adjudicating Authority.
Average CIRP time: 716 days (FY 2023-24) vs. statutory limit of 330 days — Amendment targets reduction.
SC 2026 — ICICI Bank v. Era Infrastructure (2026 INSC 201): Section 7 "may" = discretion; Section 9 "shall" = mandatory for NCLT.
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